Why 401(k) Loans Can be a Smart Move US News

Rubric: Smart | 24 Фев 2015 | no comments yet »
Why 401(k) Loans Can be a Smart Move US News

Despite their bad reputation, borrowing money from yourself can save you money. Taking out a 401(k) loan can sometimes be a very good idea. While that statement might sound like blasphemy considering the frequent warnings from personal finance experts about the dangers of borrowing money from your retirement accounts, it can actually be a smart decision, as long as know what you’re getting into. As a new paper from the Michigan Retirement Research Center points out, using 401(k) loans to pay off high-interest rate credit card debt can save money. And if more people felt comfortable using their 401(k) loans to spot themselves cash when they needed it, then they might be more likely to ramp ...

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Ultra HighEnd Smart Bracelet From Ferrari Designer Will Cost…

Rubric: Smart | 22 Фев 2015 | no comments yet »
Ultra HighEnd Smart Bracelet From Ferrari Designer Will Cost…

Ultra High-End Smart Bracelet From Ferrari Designer Will Cost $189K (Updated) Think $130 for a Fitbit Force or $200 for a Basis Watch is a lot to spend on a gadget you wear on your wrist? How about $189,000? That’s the projected retail price of the top-of-the-line Armill bracelet from Christophe Co, a new wearables company based in Miami that has a partnership with Pininfarina, the company known for designing the Ferrari, to design and co-brand the device. (Sergio Pininfarina recently died, but the firm is now run by his son Paolo Pininfarina.) The plan is for bracelet wearers to be able to scan their way into exclusive clubs such as the Monte Carlo Beach Club in Abu Dhabi, the Home ...

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Smart Car Dimensions & Specifications | eHow

Rubric: Smart | 20 Фев 2015 | no comments yet »
Smart Car Dimensions & Specifications | eHow

Models The five models of Smart car are, in order of increasing base price, the Pure Coupe, Passion Coupe, Passion Cabriolet, BRABUS Coupe and BRABUS Cabriolet. All five vehicles have the same exterior and interior dimensions, and are powered by the same engine. The Passion Coupe offers as standard many of the factory options available to purchase on the Pure Coupe, which, according to Smart USA.com, includes panorama roof, alloy wheels, air conditioning with climate control, 3-spoke leather sports steering wheel with shift paddles, power windows, electric and heated side mirrors, and AM/FM radio with CD player. The Passion Cabriolet has a further upgraded sound system and features a soft, ...

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ASK DOCTOR K Lose abdominal fat with smart food choices TimesStandard…

Rubric: Smart | 19 Фев 2015 | no comments yet »
ASK DOCTOR K Lose abdominal fat with smart food choices TimesStandard…

ASK DOCTOR K: Lose abdominal fat with smart food choices Updated: 10/08/2013 02:00:04 AM PDT DEAR DOCTOR K: You’ve written that abdominal fat is particularly bad for your health. What are the best ways to get rid of it? DEAR READER: When it comes to body fat, location counts. Visceral (abdominal) fat accumulates deep inside the abdomen. It pads the spaces between our abdominal organs. Compared to the fat just beneath the skin — the kind we can grab with our hands, called subcutaneous fat — visceral fat appears to be more harmful to health. The more visceral fat you have, the greater your risk of developing insulin resistance. This condition can lead to Type 2 diabetes and ...

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Buying A Car With Cash Smart Or Not? — Money Matter and…

Rubric: Smart | 16 Фев 2015 | no comments yet »
Buying A Car With Cash Smart Or Not? — Money Matter and…

Buying A Car With Cash: Smart Or Not? by golbguru on July 18, 2007 I am pushing my next post in the used car buying tips series (read part 1 and part 2 here) to tomorrow, in order to squeeze this one in. We recently bought a 2005 Toyota Corolla with 21 K miles on it. Earlier, I did not disclose the price, but it will be relevant here, so let me say that we paid about $12,200 as the drive-out price [drive out price = final price after taxes and other fees] We had the option of financing the used car at about 7.0% APR, but we still chose to go ahead with paying cash for it (a decision which I now question. sort of). One of the most important reasons for the cash payment was my almost-all-cash ...

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Auto Smart America

Rubric: Smart | 15 Фев 2015 | no comments yet »
Auto Smart America

I love the way everyone treats me at BT Auto(Now known as Autosmart America)! Always a pleasure, and I will continue to do business there. Looking forward to my next fine automobile from BT Auto, OF COURSE. P. Slappey I really enjoyed my experience at BT Auto(Now known as Autosmart America), everyone was very professional. I got what I wanted, the salesman did not try to put me in anything to get the sale! This was the best experience ever, more companies need to be like BT Auto. Thank you very much. B. Garner I like the fact that the majority of the vehicles previous owners were bank owned leases or repossessions. My first impression of BT Auto(Now known as Autosmart America)was the average ...

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Baby Toys | Toddler Toys | Infant Learning Toys | Educational…

Rubric: Smart | 13 Фев 2015 | no comments yet »
Baby Toys | Toddler Toys | Infant Learning Toys | Educational…

Genius Babies is a baby boutique that specializes in unique baby gifts. baby shower presents. and educational baby toys. We offer the highest quality developmental toys and gifts for babies, infants, and toddlers. Educational toys help stimulate young minds and develop skills, and we offer a great selection of Infant stimulation toys. toddler and preschool toys, baby books, child-size musical instruments, and lots more. If you are unsure what to choose, a Genius Babies gift certificate or a baby gift basket of many educational toys for a baby or young child is always a perfect fit. Out of the many online baby boutiques, Genius Babies is geared toward toys to enrich your new baby’s or child’s ...

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Smart Cars and Parts | eBay

Rubric: Smart | 11 Фев 2015 | no comments yet »
Smart Cars and Parts | eBay

Smart About Smart Swatch watches were a huge success in the 1980s, in large part due to their low cost and ease of personalization. And by the end of the decade, SMH, maker of the Swatch watch, was looking to expand. The idea of building a city car with the same type of build strategy and customization seen in the watch division was born, and from that came Smart, which was officially launched in nine countries in October 1998. SMH CEO Nicolas Hayek spearheaded the idea after realizing there was a relatively untapped market for small and stylish city cars. The first prototypes were unofficially called Swatchmobiles, featuring a hybrid drivetrain for excellent mileage and seating for two ...

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Are Smart cars smart? The pros and cons of microcars | Grid Chicago

Rubric: Smart | 3 Фев 2015 | no comments yet »
Are Smart cars smart? The pros and cons of microcars | Grid Chicago

Are Smart cars smart? The pros and cons of microcars [This piece also appeared in Checkerboard City. John’s weekly transportation column in Newcity magazine, which hits the streets in print on Thursdays.] It’s no secret that I dislike automobiles, or rather Chicago’s over-dependence on them. Privately owned autos, especially big ones, contribute to all kinds of problems in our region, including traffic deaths, congestion, climate change, obesity and urban sprawl. Car parking gobbles up valuable land, with Chicago’s on-street parking alone occupying an area roughly the size of Hyde Park, not to mention the hundreds of acres used for parking lots. The first Mayor Daley carved up ...

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Is it Smart to Borrow Money Against a 401k? | eHow

Rubric: Smart | 1 Фев 2015 | no comments yet »
Is it Smart to Borrow Money Against a 401k? | eHow

Is it Smart to Borrow Money Against a 401k? Identification A 401k plan is a defined contribution retirement plan with significant tax advantages. Money invested in a 401k is contributed on a pretax basis, and all taxes on investment gains, interest or dividends are deferred while money remains in the account. However, money withdrawn from a 401k prior to age 59 1/2 is taxed as ordinary income and subject to a 10 percent tax penalty. Loan Provisions Loans taken from a 401k plan must be paid back with interest by the employee. The repayments, including interest, go back into the employee’s 401k account. Any money not repaid according the requirements set forth by the plan document is ...

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